David and Michael have worked for some of the nation’s top lenders for over a combined 18+ years in lending. During this time, they observed many originators who were charging consumers far too much to do their loan that at times took less than 30 minutes to put together. With this in mind, they decided consumers could do better. They could get the same service, if not better, and get their mortgage at a much lower cost without sacrificing quality. Dave and Mike, decided to make a difference and help consumers directly as an independent mortgage broker.